How We Work
At Ramsier Financial Services, we desire long term relationships with all of our clients. These relationships are built from day one - with a goal of openness and understanding of what you need and what we can offer.
For new clients, or existing clients seeking advice on a new service, we follow a four-step process that is easy to follow.
- This first step is a no obligation visit to our office to meet with either Tim, Brent, Doug or Dan. At this meeting we will discuss your needs, how you prefer to conduct business and answer any questions about our services, fees or qualifications. At this same appointment. many clients find it useful to bring with them statements of current assets, tax returns, retirement plans etc.. to help us get a better understanding of your finances. You may want to download this form which outlines the information that we will need at our first visit.
- Based on the information from the first meeting, we often choose to send out a letter to the client which outlines what we understood your goals and objectives to be and outline which services we will provide to address those needs.
- When a client elects to move forward with one of our services, additional information may be collected in order for us to properly analyze the given situation. Once we have given proper thought and consideration to an issue the client is then invited back for either a formal presentation or recommendation.
- Monitoring - Investment Management client portfolios are monitored for rebalancing on a semi-annual basis and clients are encouraged to attend semi-annual client reviews Our goal is to stay closely in touch with your expectations.
When a Retirement Analysis is completed, we assist clients in understanding the "When's" and "How's" of picking a retirement date. During this process a client pays a set, predetermined and communicated fee, not a commission if products are sold.
Meeting with an advisor should not be intimidating nor should any compensation arrangements be shrouded in secrecy. At Ramsier Financial, we take a client-centered approach that uses both fee-based and commission-based platforms depending on the need and desire of client.