The hallmarks of our service at Ramsier Financial Services are a client-centric work ethic and a methodical, thorough approach. This, combined with timeless, accurate, and honest advice for life is how we work to help you pursue the life you desire.
Our mission is to deliver honest, accurate, independent, and life-changing financial advice in every relationship, working to earn your trust and to help reach your goals in life.
At Ramsier Financial Services, our approach is client-centered and thorough. This means we keep you and your best interests at the very center of all we do. So, when you have financial questions and challenges, we'll put all of our resources and the full force of our team to work for you to find the most appropriate and effective solutions. Our advice is independent and objective, to be sure. But we also pride ourselves on being open, honest, and accurate, allowing us to earn your trust – and keep it – as we pursue your goals together.
When you work with Ramsier Financial Services, you're financial advisor will be your primary point of contact with whom you'll communicate and work with on a consistent basis. However, you'll also have a network of people, systems, and processes all working in concert to make sure you are getting the service and support you need from our entire financial team. That means you'll have over 80 years of collective experience, all focused on bringing you closer to your financial goals.
Financial services can be confusing, and your needs and financial goals can change quickly and unexpectedly. It is for this reason that we at Ramsier Financial have formed a team of methodical, hard working, and genuinely caring people, all poised to serve your needs. Our individual strengths and specialities are brought together to equal a collective sum that is much better for all involved. We appreciate the opportunity to be your team!
Your needs and financial goals are dynamic, many, and ever-evolving. We provide products, services, and the honest and accurate advice you need to make better decisions in pursuit of your financial goals. See what Ramsier Financial can do for you.
Let us help you sort through life's financial complexities and develop a truly customized and holistic plan to suit your needs and circumstances. We also offer fee-based Financial Analysis services.
For investors, we take a step back to look at the bigger picture by helping you develop what we call an Investment Policy Statement. This personal statement empowers you with a clearer picture and plan for investing.
Through our fee-based Financial Analysis services, we'll help you determine when retirement is feasible, make recommendations for improvements, and we'll help you prioritize your goals to maximize your resources.*
Having income for life is the #1 concern for investors. Ramsier Financial can incorporate social security analysis, pension evaluations, required distributions from IRAs/401(k)s to understand your income in retirement. We then can create a carefully crafted income portfolio for distributions in retirement.
We are licensed with some of the nation's largest carriers. So, we'll help assess your coverage needs, but we'll also help you shop and compare to find the best-fit policies and benefits at the most economical prices.
Distribution of assets to family or charity is a critical part of any estate or legacy plan. We will assist with questions on beneficiary designations, account titling, charitable giving and other opportunities to benefit those you love and the values you support.
*Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12b-1) for mutual fund transactions. Fees, charges and expenses are detailed in the Cetera Advisors LLC's ADV Part 2A.
We'll work to earn your trust through low stress, low pressure services, and through our consistently honest and accurate advice. We do this through a simple, four-step process that's easy to follow.
As you prepare for the next stage of your life and your post-career years, it's essential that you have a strategy in place for saving for retirement. Our pre-retirement calculator is designed to help you assess how well you have prepared and what you can do to potentially improve your retirement outlook. Use our calculator today and see how well you have saved for retirement.