At Ramsier Financial Services, our clients and their best interests are at the very heart of what we do. That's why we desire to develop long-term relationships with all of our clients. We'll work to earn your trust through low stress, low pressure service and through our consistently honest and accurate advice. The relationships we form are built from day one – with the goal of openness and a mutual understanding of what you need and what we can offer in response. We like to operate by the Golden Rule: "Therefore, whatever you want men to do to you, do also to them." -Matthew 7:12a
For new clients as well as existing clients seeking advice on a new service, we follow an easy but thorough four-step process.
The first step is a simple, no pressure, no obligation meeting with one of our financial advisors. In this meeting you'll get to know each other, and we'll discuss important basics, such as your financial needs and how you prefer to conduct business. We'll also take the opportunity to answer any questions about our services, fees, or qualifications.
Download this Net Worth Statement Worksheet which outlines the information you'll want to have on hand for our first visit.
Based on the information from our first meeting, you will receive a letter from us which outlines our understanding of your goals and objectives, along with the services we recommend and can provide to address those needs.
When you elect to move forward with one or more of our services, we might request additional information which will allow us to properly analyze your specific situation. Once we have completed our analysis and prepared a proposal for you, we'll invite you back for either a formal presentation or our simple recommendations. We'll also complete any necessary paperwork at this stage.
Depending on your investments, you may be contacted once a year or semi-annually for a review. We monitor advisory portfolios for rebalancing on a semi-annual basis. We'll invite you to attend these reviews. Our goal is to stay closely in touch with your expectations and keep you on track toward your goals.
When we conduct a Retirement Analysis, we assist clients in understanding the "when's" and "how's" of picking a retirement date. Under this service, you'll only pay a set, predetermined fee that's communicated in advance – not a commission if products are sold.
A 5-minute questionnaire covers topics such as portfolio size and top financial goals, while showing real dollar amounts of how much you are willing to risk for potential gains. Once complete, you will have a personalized Risk Number®. It's fast, free and displays your number instantly.
We provide products, services, and the honest and accurate advice you need to make better decisions in pursuit of your financial goals. See what RFS can do for you.
Individually, we are experienced, educated, and skilled, but as a team, we are even more capable. With RFS, you'll have more than 90 years of combined experience working for you.
Financial planning is complicated, and life is messy. You need a partner for life whose advice you can trust. Contact us today to learn more about how we can partner with you in pursuit of your goals.