How we Work
at the center of our process is you
At Ramsier Financial Services, our clients and their best interests are at the very heart of what we do. That's why we desire to develop long-term relationships with all of our clients. We'll work to earn your trust through low stress, low pressure service and through our consistently honest and accurate advice. The relationships we form are built with the goal of openness and a mutual understanding of what you need and what we can offer in response. In every relationship we strive to operate by Jesus' Golden Rule: "Therefore, whatever you want men to do to you, do also to them." -Matthew 7:12a
For new clients as well as existing clients seeking advice on a new service, we follow an easy but thorough four-step process.
Step #1: No obligation visit
The first step is a simple, no pressure, no obligation meeting with one of our financial advisors. In this meeting you'll get to know each other, and we'll discuss important basics, such as your financial needs, current financial standing and your desired future outcomes and goals. We'll also take the opportunity to answer any further questions regarding our services, costs and ideal client fit.
Download this Net Worth Statement Worksheet which outlines the information you'll want to have on hand for our first visit.
Step #2: Meeting recap
Based on the information from our first meeting, you will receive a letter or email from us which outlines our understanding of your goals and objectives, along with the services we recommend and can provide to address those needs.
Step #3: Moving forward
When you elect to move forward with one or more of our services, we might request additional information which will allow us to properly analyze your specific situation or to prepare the necessary paperwork. Once we have completed our analysis and prepared a proposal for you, we'll invite you back for either a formal presentation or our simple recommendations. We'll also complete any necessary paperwork at this stage.
Step #4: monitoring your progress
Depending on the agreed upon services, you may be contacted once or twice a year for a review. And if anything every changes, please let us know and we can schedule additional meetings as needed. Our goal is to stay closely in touch with your expectations and keep you on track toward your goals.
Retirement Analysis Service
When we conduct a Retirement Analysis, we assist clients in understanding the "when's" and "how's" of picking a retirement date. Under this service, you'll pay a one-time cost of starting at $750. The final cost will be determined by complexity and will be communicated in advance. This cost is separate from our asset management costs which will only occur if assets are moved to our office. See our Services page which talks more about asset management costs.
Please refer to firm's ADV Part 2A and the Client Agreement for additional platform, strategist, or any related fees that may apply.
want to know your risk number?
A 5-minute questionnaire covers topics such as portfolio size and top financial goals, while showing real dollar amounts of how much you are willing to risk for potential gains. Once complete, you will have a personalized Risk Number®. It's fast, free and displays your number instantly.
here at ramsier financial, we embrace the golden rule in how we work: "Therefore, whatever you want men to do to you, do also to them." -Matthew 7:12a
Our services
We provide products, services, and the honest and accurate advice you need to make better decisions in pursuit of your financial goals. See what RFS can do for you.
Our Team
Individually, we are experienced, educated, and skilled, but as a team, we are even more capable. With RFS, you'll have more than 90 years of combined experience working for you.
Contact Us
Financial planning is complicated, and life is messy. You need a partner for life whose advice you can trust. Contact us today to learn more about how we can partner with you in pursuit of your goals.